Julia and Evan fall in love as undergraduates at Yale. For Evan, a scholarship student from a rural Canadian town, Yale is a whole new world, and Julia–blond, beautiful, and rich–fits perfectly into the future he’s envisioned for himself. After graduation, and on the eve of the great financial meltdown of 2008, they move together to New York City, where Evan lands a job at a hedge fund. But Julia, whose privileged upbringing grants her an easy but wholly unsatisfying job with a nonprofit, feels increasingly shut out of Evan’s secretive world.

With the market crashing and banks failing, Evan becomes involved in a high-stakes deal at work–a deal that, despite the assurances of his Machiavellian boss, begins to seem more than slightly suspicious. Meanwhile, Julia reconnects with someone from her past who offers a glimpse of a different kind of life. As the economy craters, and as Evan and Julia spin into their separate orbits, they each find that they are capable of much more–good and bad–than they’d ever imagined.

My Thoughts: As I began reading The Futures, I was drawn in by the NYC setting, the financial crisis that would soon be erupting all around the characters, and that ongoing sense of actually living the story along with them.

Julia and Evan could be any young couple starting out, fresh from university with all their ideals guiding them. Julia came from a privileged life with a well-to-do family in Boston, ready to pick up the pieces for her if she ran into problems. A sense of entitlement certainly contributed to how she handled the events that unfolded over the months following the beginning of their seemingly perfect life.

Evan had a different kind of upbringing. From a small town in British Columbia, he depended upon his employment to maintain his visa, so he was in a more tenuous position. But he, too, had the strong ideals of a new graduate, and he certainly had the naivete of someone from small town life set down in the midst of a sophisticated and high-pressured environment.

It wasn’t surprising that Julia and Evan had a failure to communicate, partially due to their parallel lives. Evan worked until late at night, and Julia, with a shorter work day and time on her hands, fell prey to a burgeoning tendency to feel sorry for herself for not having the attention she thought she deserved.

When secrets and betrayals brought their relationship to a crashing halt, Julia escaped back to Boston, while Evan tried to keep his head down at work, as if hoping that everything would blow over eventually.

Alternately narrated by Julia and Evan, the reader has the opportunity to live inside their individual heads throughout the story, feeling empathy for each of them, while wondering how they would extricate themselves from their bad choices. Definitely engaging, I could not put this book down. 5 stars.